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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,375 | $157,296-68.0% | $141,191-64.3% | $152,897-67.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.39% | 64.34%-43.0pp | 71.41%-50.0pp | 345.43%-324.0pp |
| Employer contribution / active EE | $3,549 | $5,262-32.6% | $4,736-25.1% | $4,764-25.5% |
| Participant deferral / active EE | $15,104 | $7,111+112.4% | $6,710+125.1% | $5,851+158.1% |
| Admin fee / account holder | $10,288 | $12,125-15.2% | $10,264+0.2% | $11,599-11.3% |