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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,961 | $160,070-30.7% | $147,117-24.6% | $145,897-23.9% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.40% | 98.69%-86.3pp | 420.54%-408.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $1,198 | $5,285-77.3% | $4,932-75.7% | $4,663-74.3% |
| Participant deferral / active EE | $6,864 | $8,419-18.5% | $8,065-14.9% | $6,689+2.6% |
| Admin fee / account holder | $3,021 | $15,035-79.9% | $12,993-76.7% | $13,390-77.4% |