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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,090 | $159,978-69.3% | $147,041-66.6% | $145,978-66.4% |
| Participation rate | 42.9% | 84.0%-41.1pp | 82.2%-39.3pp | 80.3%-37.4pp |
| Annual return | 12.58% | 98.36%-85.8pp | 419.21%-406.6pp | 550.52%-537.9pp |
| Employer contribution / active EE | $1,674 | $5,288-68.3% | $4,935-66.1% | $4,662-64.1% |
| Participant deferral / active EE | $3,196 | $8,429-62.1% | $8,071-60.4% | $6,690-52.2% |
| Admin fee / account holder | $1,152 | $15,053-92.3% | $13,006-91.1% | $13,400-91.4% |