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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,953 | $148,623-76.5% | $135,974-74.3% | $139,466-74.9% |
| Participation rate | 42.9% | 83.9%-41.0pp | 81.9%-39.1pp | 80.3%-37.5pp |
| Annual return | 19.94% | 79.30%-59.4pp | 68.30%-48.4pp | 373.66%-353.7pp |
| Employer contribution / active EE | $1,615 | $5,246-69.2% | $4,859-66.8% | $4,754-66.0% |
| Participant deferral / active EE | $3,160 | $8,103-61.0% | $7,760-59.3% | $6,712-52.9% |
| Admin fee / account holder | $707 | $12,406-94.3% | $10,767-93.4% | $11,409-93.8% |