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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,024 | $138,076-77.5% | $123,553-74.9% | $135,380-77.1% |
| Participation rate | 88.2% | 84.7%+3.5pp | 82.3%+5.9pp | 82.6%+5.6pp |
| Annual return | -12.36% | 153.70%-166.1pp | 119.21%-131.6pp | 519.81%-532.2pp |
| Employer contribution / active EE | $9,797 | $5,152+90.2% | $4,628+111.7% | $4,779+105.0% |
| Participant deferral / active EE | $5,047 | $6,800-25.8% | $6,426-21.5% | $5,609-10.0% |
| Admin fee / account holder | $342 | $10,917-96.9% | $9,284-96.3% | $10,828-96.8% |