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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,468 | $138,114-36.7% | $125,391-30.2% | $134,545-35.0% |
| Participation rate | 47.1% | 84.5%-37.4pp | 82.4%-35.3pp | 81.2%-34.2pp |
| Annual return | -20.53% | 750.88%-771.4pp | 572.41%-592.9pp | 418.37%-438.9pp |
| Employer contribution / active EE | $3,892 | $5,246-25.8% | $4,816-19.2% | $4,742-17.9% |
| Participant deferral / active EE | $8,559 | $7,801+9.7% | $7,448+14.9% | $6,401+33.7% |
| Admin fee / account holder | $17,868 | $11,570+54.4% | $10,009+78.5% | $11,431+56.3% |