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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,461 | $105,158+81.1% | $94,672+101.2% | $139,487+36.5% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 22.35% | 38.11%-15.8pp | 156.89%-134.5pp | 373.84%-351.5pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $16,101 | $7,599+111.9% | $7,417+117.1% | $6,713+139.9% |
| Admin fee / account holder | $14,484 | $8,972+61.4% | $7,222+100.6% | $11,407+27.0% |