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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,609 | $99,668+28.0% | $86,451+47.6% | $134,545-5.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.86% | 6789.61%-6808.5pp | 4398.51%-4417.4pp | 418.37%-437.2pp |
| Employer contribution / active EE | $6,379 | $4,403+44.9% | $3,770+69.2% | $4,742+34.5% |
| Participant deferral / active EE | $28,142 | $7,249+288.2% | $6,953+304.7% | $6,401+339.6% |
| Admin fee / account holder | $11,102 | $8,377+32.5% | $6,734+64.9% | $11,431-2.9% |