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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,368 | $115,917+32.3% | $100,535+52.6% | $158,982-3.5% |
| Participation rate | 72.7% | 81.6%-8.9pp | 79.4%-6.7pp | 82.0%-9.2pp |
| Annual return | 15.28% | 34.80%-19.5pp | 30.90%-15.6pp | 302.99%-287.7pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $13,090 | $6,677+96.1% | $6,271+108.7% | $5,983+118.8% |
| Admin fee / account holder | $13,113 | $11,002+19.2% | $8,085+62.2% | $11,252+16.5% |