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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC6+ years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $62,281 |
Service code 37 · EIN 04-2647786 | Loan Processing | $31,414 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,577 | $82,163-17.8% | $125,381-46.1% | $64,819+4.3% |
| Participation rate | 88.9% | 77.9%+11.0pp | 82.4%+6.5pp | 71.5%+17.4pp |
| Annual return | -16.13% | 3.49%-19.6pp | 572.31%-588.4pp | 32.84%-49.0pp |
| Employer contribution / active EE | $1,574 | $3,616-56.5% | $4,815-67.3% | $2,507-37.2% |
| Participant deferral / active EE | $5,643 | $7,175-21.3% | $7,448-24.2% | $4,311+30.9% |
| Admin fee / account holder | $291 | $163+78.3% | $10,007-97.1% | $188+54.9% |