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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,856 | $102,828-51.5% | $105,387-52.7% | $152,885-67.4% |
| Participation rate | 91.3% | 83.8%+7.5pp | 82.6%+8.7pp | 82.5%+8.9pp |
| Annual return | 30.23% | 20.85%+9.4pp | 26.82%+3.4pp | 345.39%-315.2pp |
| Employer contribution / active EE | $6,195 | $4,473+38.5% | $4,213+47.0% | $4,763+30.1% |
| Participant deferral / active EE | $11,326 | $5,465+107.2% | $5,502+105.8% | $5,851+93.6% |
| Admin fee / account holder | $5,029 | $8,683-42.1% | $6,559-23.3% | $11,598-56.6% |