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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,008 | $174,379-89.7% | $152,093-88.2% | $138,895-87.0% |
| Participation rate | 65.2% | 81.6%-16.4pp | 77.8%-12.5pp | 79.9%-14.7pp |
| Annual return | 16.01% | 74.86%-58.8pp | 66.36%-50.3pp | 145.39%-129.4pp |
| Employer contribution / active EE | $1,311 | $4,652-71.8% | $4,175-68.6% | $4,194-68.7% |
| Participant deferral / active EE | $2,462 | $6,159-60.0% | $5,451-54.8% | $6,396-61.5% |
| Admin fee / account holder | $3,530 | $16,880-79.1% | $14,497-75.7% | $12,562-71.9% |