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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,125 | $81,262-82.6% | $155,602-90.9% | $80,911-82.5% |
| Participation rate | 47.5% | 66.2%-18.7pp | 78.2%-30.7pp | 67.6%-20.1pp |
| Annual return | 15.55% | 33.34%-17.8pp | 64.81%-49.3pp | 35.63%-20.1pp |
| Employer contribution / active EE | $1,607 | $3,102-48.2% | $4,675-65.6% | $2,756-41.7% |
| Participant deferral / active EE | $2,829 | $3,451-18.0% | $5,629-49.7% | $4,297-34.2% |
| Admin fee / account holder | $713 | $7,992-91.1% | $15,923-95.5% | $6,935-89.7% |