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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,441 | $93,598-85.6% | $135,974-90.1% | $75,173-82.1% |
| Participation rate | 86.1% | 75.2%+10.9pp | 81.9%+4.2pp | 67.2%+18.9pp |
| Annual return | 22.97% | 30.89%-7.9pp | 68.30%-45.3pp | 160.72%-137.7pp |
| Employer contribution / active EE | $2,815 | $3,538-20.4% | $4,859-42.1% | $2,671+5.4% |
| Participant deferral / active EE | $4,565 | $6,405-28.7% | $7,760-41.2% | $4,126+10.6% |
| Admin fee / account holder | $4,143 | $6,978-40.6% | $10,767-61.5% | $5,651-26.7% |