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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,909 | $105,200-83.9% | $159,474-89.4% | $85,847-80.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 22.36% | 45.08%-22.7pp | 263.68%-241.3pp | 318.61%-296.2pp |
| Employer contribution / active EE | $2,406 | $3,319-27.5% | $4,831-50.2% | $2,565-6.2% |
| Participant deferral / active EE | $4,391 | $5,946-26.2% | $7,353-40.3% | $3,952+11.1% |
| Admin fee / account holder | $2,299 | $6,934-66.8% | $10,802-78.7% | $6,261-63.3% |