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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,993 | $82,674-85.5% | $125,381-90.4% | $68,486-82.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.67% | -5.97%-13.7pp | 572.31%-592.0pp | -7.85%-11.8pp |
| Employer contribution / active EE | $1,930 | $3,382-42.9% | $4,815-59.9% | $2,597-25.7% |
| Participant deferral / active EE | $3,507 | $6,111-42.6% | $7,448-52.9% | $4,028-12.9% |
| Admin fee / account holder | $712 | $6,277-88.7% | $10,007-92.9% | $5,404-86.8% |