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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,460 | $102,422-85.9% | $147,117-90.2% | $80,959-82.1% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 14.80% | 135.16%-120.4pp | 420.54%-405.7pp | 35.67%-20.9pp |
| Employer contribution / active EE | $2,663 | $3,717-28.4% | $4,932-46.0% | $2,757-3.4% |
| Participant deferral / active EE | $4,869 | $6,652-26.8% | $8,065-39.6% | $4,300+13.2% |
| Admin fee / account holder | $4,722 | $7,953-40.6% | $12,993-63.7% | $6,925-31.8% |