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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,460 | $102,382-85.9% | $147,005-90.2% | $80,874-82.1% |
| Participation rate | 91.7% | 75.8%+15.8pp | 82.2%+9.5pp | 67.6%+24.0pp |
| Annual return | 14.80% | 134.89%-120.1pp | 418.76%-404.0pp | 35.62%-20.8pp |
| Employer contribution / active EE | $2,663 | $3,715-28.3% | $4,934-46.0% | $2,756-3.4% |
| Participant deferral / active EE | $4,869 | $6,646-26.7% | $8,070-39.7% | $4,297+13.3% |
| Admin fee / account holder | $4,722 | $7,942-40.5% | $13,006-63.7% | $6,935-31.9% |