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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,245 | $110,551-83.5% | $80,741-77.4% | $167,518-89.1% |
| Participation rate | 66.7% | 64.0%+2.7pp | 54.2%+12.5pp | 82.1%-15.4pp |
| Annual return | 7.92% | 120.57%-112.6pp | 87.30%-79.4pp | 478.71%-470.8pp |
| Employer contribution / active EE | $1,040 | $1,543-32.6% | $1,160-10.4% | $4,838-78.5% |
| Participant deferral / active EE | $1,220 | $2,870-57.5% | $2,145-43.1% | $6,342-80.8% |
| Admin fee / account holder | $125 | $4,547-97.3% | $3,380-96.3% | $12,312-99.0% |