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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,767 | $81,763-68.5% | $58,561-56.0% | $139,466-81.5% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 12.93% | 7427.77%-7414.8pp | 4251.33%-4238.4pp | 373.66%-360.7pp |
| Employer contribution / active EE | $1,058 | $1,398-24.4% | $1,053+0.4% | $4,754-77.8% |
| Participant deferral / active EE | $1,398 | $2,555-45.3% | $1,923-27.3% | $6,712-79.2% |
| Admin fee / account holder | $133 | $3,273-95.9% | $2,520-94.7% | $11,409-98.8% |