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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,559 | $176,077-19.0% | $159,455-10.6% | $167,518-14.9% |
| Participation rate | 66.7% | 84.9%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 27.29% | 331.83%-304.5pp | 263.63%-236.3pp | 478.71%-451.4pp |
| Employer contribution / active EE | $4,758 | $5,298-10.2% | $4,830-1.5% | $4,838-1.7% |
| Participant deferral / active EE | $13,000 | $7,751+67.7% | $7,353+76.8% | $6,342+105.0% |
| Admin fee / account holder | $8,315 | $12,556-33.8% | $10,800-23.0% | $12,312-32.5% |