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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,537 | $157,304-70.4% | $141,197-67.0% | $152,909-69.6% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 38.30% | 64.34%-26.0pp | 71.41%-33.1pp | 345.46%-307.2pp |
| Employer contribution / active EE | $2,660 | $5,263-49.5% | $4,736-43.8% | $4,764-44.2% |
| Participant deferral / active EE | $5,950 | $7,111-16.3% | $6,710-11.3% | $5,851+1.7% |
| Admin fee / account holder | $162 | $12,126-98.7% | $10,265-98.4% | $11,601-98.6% |