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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,456 | $162,136-49.8% | $152,301-46.5% | $154,746-47.4% |
| Participation rate | 68.2% | 84.1%-15.9pp | 82.4%-14.3pp | 80.7%-12.5pp |
| Annual return | 21.03% | 91.02%-70.0pp | 80.50%-59.5pp | 172.34%-151.3pp |
| Employer contribution / active EE | $4,074 | $4,890-16.7% | $4,624-11.9% | $4,379-7.0% |
| Participant deferral / active EE | $9,606 | $8,341+15.2% | $8,004+20.0% | $6,730+42.7% |
| Admin fee / account holder | $105 | $15,759-99.3% | $14,398-99.3% | $14,365-99.3% |