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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,033 | $157,296-73.9% | $141,191-70.9% | $152,897-73.2% |
| Participation rate | 46.2% | 84.8%-38.7pp | 82.5%-36.3pp | 82.5%-36.3pp |
| Annual return | 22.17% | 64.34%-42.2pp | 71.41%-49.2pp | 345.43%-323.3pp |
| Employer contribution / active EE | $3,437 | $5,262-34.7% | $4,736-27.4% | $4,764-27.8% |
| Participant deferral / active EE | $5,398 | $7,111-24.1% | $6,710-19.6% | $5,851-7.7% |
| Admin fee / account holder | $490 | $12,125-96.0% | $10,264-95.2% | $11,599-95.8% |