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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,182 | $94,529-60.7% | $140,019-73.4% | $64,173-42.1% |
| Participation rate | 75.8% | 84.1%-8.3pp | 87.5%-11.7pp | 69.6%+6.3pp |
| Annual return | -8.20% | 7.77%-16.0pp | 651.17%-659.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $1,426 | $3,812-62.6% | $5,605-74.6% | $2,381-40.1% |
| Participant deferral / active EE | $3,126 | $5,250-40.5% | $6,927-54.9% | $3,470-9.9% |
| Admin fee / account holder | $2,658 | $6,741-60.6% | $10,705-75.2% | $4,887-45.6% |