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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,775 | $87,834-68.4% | $133,975-79.3% | $62,881-55.8% |
| Participation rate | 77.0% | 83.4%-6.3pp | 87.1%-10.0pp | 69.3%+7.7pp |
| Annual return | 6.79% | 12.05%-5.3pp | 29.29%-22.5pp | 20.14%-13.4pp |
| Employer contribution / active EE | $1,493 | $3,482-57.1% | $5,211-71.3% | $2,281-34.5% |
| Participant deferral / active EE | $2,686 | $4,812-44.2% | $6,282-57.2% | $3,203-16.1% |
| Admin fee / account holder | $2,435 | $5,372-54.7% | $9,324-73.9% | $4,296-43.3% |