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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,057 | $100,060-66.0% | $149,721-77.3% | $70,126-51.4% |
| Participation rate | 80.5% | 83.6%-3.1pp | 87.1%-6.6pp | 69.5%+10.9pp |
| Annual return | 18.75% | 27.46%-8.7pp | 1501.67%-1482.9pp | 73.15%-54.4pp |
| Employer contribution / active EE | $1,750 | $3,661-52.2% | $5,444-67.9% | $2,343-25.3% |
| Participant deferral / active EE | $3,538 | $4,982-29.0% | $6,568-46.1% | $3,332+6.2% |
| Admin fee / account holder | $498 | $8,285-94.0% | $11,282-95.6% | $4,645-89.3% |