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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,336 | $174,379-53.9% | $152,093-47.2% | $138,895-42.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.95% | 74.86%-55.9pp | 66.36%-47.4pp | 145.39%-126.4pp |
| Employer contribution / active EE | $7,322 | $4,652+57.4% | $4,175+75.4% | $4,194+74.6% |
| Participant deferral / active EE | $5,345 | $6,159-13.2% | $5,451-1.9% | $6,396-16.4% |
| Admin fee / account holder | $821 | $16,880-95.1% | $14,497-94.3% | $12,562-93.5% |