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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,325 | $175,257-64.4% | $149,717-58.4% | $139,456-55.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.08% | 166.70%-148.6pp | 134.41%-116.3pp | 373.45%-355.4pp |
| Employer contribution / active EE | $10,693 | $5,477+95.3% | $4,820+121.9% | $4,753+125.0% |
| Participant deferral / active EE | $8,241 | $6,521+26.4% | $5,682+45.0% | $6,711+22.8% |
| Admin fee / account holder | $2,612 | $16,156-83.8% | $13,213-80.2% | $11,407-77.1% |