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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,710 | $81,331-43.8% | $155,534-70.6% | $80,935-43.5% |
| Participation rate | 61.0% | 66.3%-5.3pp | 78.2%-17.2pp | 67.7%-6.7pp |
| Annual return | 19.49% | 33.37%-13.9pp | 64.92%-45.4pp | 35.66%-16.2pp |
| Employer contribution / active EE | $2,704 | $3,105-12.9% | $4,675-42.1% | $2,757-1.9% |
| Participant deferral / active EE | $4,695 | $3,454+35.9% | $5,630-16.6% | $4,299+9.2% |
| Admin fee / account holder | $168 | $7,999-97.9% | $15,900-98.9% | $6,924-97.6% |