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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,320 | $209,422-93.6% | $178,503-92.5% | $158,982-91.6% |
| Participation rate | 70.8% | 86.4%-15.5pp | 81.9%-11.1pp | 82.0%-11.1pp |
| Annual return | 25.13% | 188.81%-163.7pp | 151.12%-126.0pp | 302.99%-277.9pp |
| Employer contribution / active EE | $1,562 | $5,707-72.6% | $5,011-68.8% | $4,763-67.2% |
| Participant deferral / active EE | $3,608 | $5,955-39.4% | $5,202-30.6% | $5,983-39.7% |
| Admin fee / account holder | $424 | $17,079-97.5% | $13,987-97.0% | $11,252-96.2% |