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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,319 | $77,920-52.1% | $149,723-75.1% | $75,177-50.4% |
| Participation rate | 58.1% | 65.6%-7.5pp | 78.8%-20.7pp | 67.2%-9.1pp |
| Annual return | 26.04% | 31.72%-5.7pp | 134.50%-108.5pp | 160.75%-134.7pp |
| Employer contribution / active EE | $2,346 | $3,138-25.3% | $4,821-51.4% | $2,671-12.2% |
| Participant deferral / active EE | $5,058 | $3,411+48.3% | $5,682-11.0% | $4,126+22.6% |
| Admin fee / account holder | $565 | $5,951-90.5% | $13,215-95.7% | $5,651-90.0% |