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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,720 | $29,667+71.0% | $56,441-10.1% | $80,874-37.3% |
| Participation rate | 24.1% | 41.7%-17.5pp | 52.5%-28.4pp | 67.6%-43.5pp |
| Annual return | 16.66% | 35.22%-18.6pp | 1704.21%-1687.6pp | 35.62%-19.0pp |
| Employer contribution / active EE | $510 | $669-23.8% | $1,039-50.9% | $2,756-81.5% |
| Participant deferral / active EE | $1,925 | $1,227+56.9% | $1,953-1.4% | $4,297-55.2% |
| Admin fee / account holder | $4,070 | $2,429+67.5% | $2,829+43.9% | $6,935-41.3% |