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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,720 | $29,736+70.6% | $56,033-9.5% | $80,935-37.3% |
| Participation rate | 24.1% | 41.7%-17.6pp | 52.5%-28.4pp | 67.7%-43.5pp |
| Annual return | 16.66% | 35.28%-18.6pp | 1711.38%-1694.7pp | 35.66%-19.0pp |
| Employer contribution / active EE | $510 | $671-24.0% | $1,041-51.0% | $2,757-81.5% |
| Participant deferral / active EE | $1,925 | $1,228+56.7% | $1,954-1.5% | $4,299-55.2% |
| Admin fee / account holder | $4,070 | $2,434+67.2% | $2,827+44.0% | $6,924-41.2% |