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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,336 | $39,019-65.8% | $80,727-83.5% | $85,854-84.5% |
| Participation rate | 36.0% | 41.5%-5.5pp | 54.2%-18.2pp | 69.3%-33.3pp |
| Annual return | 29.14% | 26.27%+2.9pp | 87.28%-58.1pp | 318.56%-289.4pp |
| Employer contribution / active EE | $749 | $722+3.8% | $1,160-35.4% | $2,565-70.8% |
| Participant deferral / active EE | $2,108 | $1,326+59.0% | $2,146-1.8% | $3,952-46.7% |
| Admin fee / account holder | $363 | $2,431-85.1% | $3,380-89.3% | $6,260-94.2% |