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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,594 | $76,407-87.4% | $150,298-93.6% | $82,448-88.4% |
| Participation rate | 68.2% | 66.4%+1.8pp | 77.8%-9.6pp | 68.1%+0.1pp |
| Annual return | 21.40% | 39.99%-18.6pp | 62.79%-41.4pp | 41.64%-20.2pp |
| Employer contribution / active EE | $1,026 | $2,614-60.7% | $4,154-75.3% | $2,551-59.8% |
| Participant deferral / active EE | $1,485 | $3,214-53.8% | $5,453-72.8% | $4,139-64.1% |
| Admin fee / account holder | $1,111 | $6,352-82.5% | $14,116-92.1% | $7,234-84.6% |