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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,453 | $217,427-86.9% | $185,837-84.7% | $167,518-83.0% |
| Participation rate | 44.4% | 86.0%-41.6pp | 81.7%-37.3pp | 82.1%-37.7pp |
| Annual return | 20.40% | 148.39%-128.0pp | 122.08%-101.7pp | 478.71%-458.3pp |
| Employer contribution / active EE | $1,315 | $5,874-77.6% | $5,168-74.6% | $4,838-72.8% |
| Participant deferral / active EE | $6,551 | $6,357+3.1% | $5,568+17.6% | $6,342+3.3% |
| Admin fee / account holder | $189 | $19,816-99.0% | $16,241-98.8% | $12,312-98.5% |