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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,682 | $175,231-74.5% | $149,696-70.2% | $139,466-68.0% |
| Participation rate | 63.6% | 83.4%-19.8pp | 78.8%-15.1pp | 80.3%-16.7pp |
| Annual return | 27.88% | 166.77%-138.9pp | 134.46%-106.6pp | 373.66%-345.8pp |
| Employer contribution / active EE | $1,434 | $5,478-73.8% | $4,821-70.3% | $4,754-69.8% |
| Participant deferral / active EE | $6,448 | $6,521-1.1% | $5,682+13.5% | $6,712-3.9% |
| Admin fee / account holder | $176 | $16,155-98.9% | $13,212-98.7% | $11,409-98.5% |