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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,469 | $72,071+97.7% | $68,368+108.4% | $137,256+3.8% |
| Participation rate | 77.8% | 76.2%+1.5pp | 73.8%+4.0pp | 80.0%-2.2pp |
| Annual return | 16.07% | 353.14%-337.1pp | 292.57%-276.5pp | 220.34%-204.3pp |
| Employer contribution / active EE | $6,451 | $2,788+131.4% | $2,649+143.5% | $4,156+55.2% |
| Participant deferral / active EE | $6,451 | $4,410+46.3% | $4,123+56.5% | $6,407+0.7% |
| Admin fee / account holder | $2,573 | $5,336-51.8% | $5,150-50.0% | $12,270-79.0% |