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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,812 | $171,492-65.1% | $150,734-60.3% | $198,609-69.9% |
| Participation rate | 90.9% | 81.4%+9.5pp | 78.4%+12.5pp | 82.4%+8.5pp |
| Annual return | 16.07% | 804.70%-788.6pp | 600.81%-584.7pp | 202.70%-186.6pp |
| Employer contribution / active EE | $4,638 | $5,470-15.2% | $4,918-5.7% | $5,055-8.3% |
| Participant deferral / active EE | $9,666 | $6,259+54.4% | $5,610+72.3% | $6,977+38.5% |
| Admin fee / account holder | $1,117 | $17,628-93.7% | $14,905-92.5% | $19,030-94.1% |