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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,732 | $156,398-66.9% | $147,318-64.9% | $138,895-62.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 11.48% | 78.75%-67.3pp | 70.43%-59.0pp | 145.39%-133.9pp |
| Employer contribution / active EE | $3,138 | $4,853-35.3% | $4,593-31.7% | $4,194-25.2% |
| Participant deferral / active EE | $7,800 | $8,237-5.3% | $7,906-1.3% | $6,396+21.9% |
| Admin fee / account holder | $87,701 | $14,976+485.6% | $13,708+539.8% | $12,562+598.1% |