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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,009 | $96,678-75.2% | $86,640-72.3% | $139,466-82.8% |
| Participation rate | 37.5% | 74.4%-36.9pp | 71.7%-34.2pp | 80.3%-42.8pp |
| Annual return | 17.33% | 106.69%-89.4pp | 592.52%-575.2pp | 373.66%-356.3pp |
| Employer contribution / active EE | $1,666 | $3,265-49.0% | $3,024-44.9% | $4,754-65.0% |
| Participant deferral / active EE | $5,135 | $4,837+6.2% | $4,438+15.7% | $6,712-23.5% |
| Admin fee / account holder | $1,699 | $6,410-73.5% | $5,616-69.7% | $11,409-85.1% |