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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,741 | $109,863-93.0% | $98,477-92.1% | $167,518-95.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 10.97% | 1958.09%-1947.1pp | 1493.59%-1482.6pp | 478.71%-467.7pp |
| Employer contribution / active EE | $664 | $3,225-79.4% | $2,961-77.6% | $4,838-86.3% |
| Participant deferral / active EE | $1,692 | $4,673-63.8% | $4,276-60.4% | $6,342-73.3% |
| Admin fee / account holder | $1,292 | $6,755-80.9% | $5,951-78.3% | $12,312-89.5% |