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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,577 | $103,038-93.6% | $90,324-92.7% | $152,909-95.7% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 25.39% | 95.25%-69.9pp | 78.15%-52.8pp | 345.46%-320.1pp |
| Employer contribution / active EE | $1,540 | $3,141-51.0% | $2,856-46.1% | $4,764-67.7% |
| Participant deferral / active EE | $2,082 | $4,282-51.4% | $3,885-46.4% | $5,851-64.4% |
| Admin fee / account holder | $254 | $6,177-95.9% | $5,356-95.3% | $11,601-97.8% |