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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,286 | $111,814-62.2% | $103,378-59.1% | $145,978-71.0% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 13.11% | 24.80%-11.7pp | 24.91%-11.8pp | 550.52%-537.4pp |
| Employer contribution / active EE | $1,086 | $4,215-74.2% | $3,870-72.0% | $4,662-76.7% |
| Participant deferral / active EE | $4,455 | $5,618-20.7% | $5,058-11.9% | $6,690-33.4% |
| Admin fee / account holder | $223 | $9,764-97.7% | $8,401-97.3% | $13,400-98.3% |