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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,130 | $115,810-82.6% | $101,271-80.1% | $158,966-87.3% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 21.51% | 56.15%-34.6pp | 46.48%-25.0pp | 302.95%-281.4pp |
| Employer contribution / active EE | $1,200 | $4,175-71.3% | $3,660-67.2% | $4,762-74.8% |
| Participant deferral / active EE | $4,412 | $4,958-11.0% | $4,371+0.9% | $5,983-26.3% |
| Admin fee / account holder | $352 | $7,248-95.1% | $5,948-94.1% | $11,250-96.9% |