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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,576 | $88,815-49.8% | $81,882-45.6% | $145,897-69.4% |
| Participation rate | 36.4% | 75.1%-38.7pp | 72.4%-36.0pp | 80.3%-43.9pp |
| Annual return | 15.94% | 1033.75%-1017.8pp | 779.47%-763.5pp | 552.29%-536.4pp |
| Employer contribution / active EE | $881 | $3,086-71.5% | $2,916-69.8% | $4,663-81.1% |
| Participant deferral / active EE | $2,559 | $4,647-44.9% | $4,323-40.8% | $6,689-61.8% |
| Admin fee / account holder | $5,916 | $8,434-29.9% | $7,360-19.6% | $13,390-55.8% |