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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,744 | $111,535-63.5% | $105,223-61.3% | $137,256-70.3% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 19.11% | 237.85%-218.7pp | 180.65%-161.5pp | 220.34%-201.2pp |
| Employer contribution / active EE | $2,601 | $3,939-34.0% | $3,689-29.5% | $4,156-37.4% |
| Participant deferral / active EE | $4,871 | $5,500-11.4% | $5,072-4.0% | $6,407-24.0% |
| Admin fee / account holder | $11,908 | $9,721+22.5% | $8,859+34.4% | $12,270-3.0% |