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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,744 | $129,737-68.6% | $119,126-65.8% | $154,746-73.7% |
| Participation rate | 66.7% | 78.9%-12.2pp | 75.8%-9.1pp | 80.7%-14.0pp |
| Annual return | 19.11% | 379.08%-360.0pp | 282.11%-263.0pp | 172.34%-153.2pp |
| Employer contribution / active EE | $2,601 | $4,375-40.6% | $4,034-35.5% | $4,379-40.6% |
| Participant deferral / active EE | $4,871 | $5,842-16.6% | $5,318-8.4% | $6,730-27.6% |
| Admin fee / account holder | $11,908 | $11,961-0.4% | $10,693+11.4% | $14,365-17.1% |