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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,119 | $38,967-40.7% | $86,233-73.2% | $79,634-71.0% |
| Participation rate | 11.0% | 34.1%-23.1pp | 69.0%-58.0pp | 62.5%-51.5pp |
| Annual return | 23.13% | 49.90%-26.8pp | 61.39%-38.3pp | 36.46%-13.3pp |
| Employer contribution / active EE | $269 | $868-69.0% | $2,504-89.2% | $2,529-89.3% |
| Participant deferral / active EE | $647 | $1,663-61.1% | $4,559-85.8% | $3,835-83.1% |
| Admin fee / account holder | $987 | $2,660-62.9% | $8,342-88.2% | $1,002-1.5% |