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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,119 | $36,595-36.8% | $88,179-73.8% | $71,012-67.4% |
| Participation rate | 11.0% | 29.2%-18.2pp | 69.1%-58.1pp | 58.6%-47.6pp |
| Annual return | 23.13% | 61.46%-38.3pp | 64.97%-41.8pp | 37.67%-14.5pp |
| Employer contribution / active EE | $269 | $787-65.8% | $2,549-89.4% | $2,348-88.5% |
| Participant deferral / active EE | $647 | $1,195-45.8% | $4,614-86.0% | $3,246-80.1% |
| Admin fee / account holder | $987 | $2,755-64.2% | $7,673-87.1% | $1,167-15.4% |