Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,949 | $79,779-66.2% | $153,741-82.5% | $74,478-63.8% |
| Participation rate | 68.0% | 69.9%-2.0pp | 77.1%-9.1pp | 67.2%+0.7pp |
| Annual return | 13.61% | 15.08%-1.5pp | 15.71%-2.1pp | 1370.56%-1357.0pp |
| Employer contribution / active EE | $3,332 | $4,026-17.2% | $5,042-33.9% | $2,626+26.9% |
| Participant deferral / active EE | $4,575 | $5,329-14.1% | $6,757-32.3% | $4,350+5.2% |
| Admin fee / account holder | $1,538 | $1,761-12.7% | $12,749-87.9% | $1,946-21.0% |