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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,854 | $183,539-89.7% | $155,556-87.9% | $145,897-87.1% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 13.15% | 61.31%-48.2pp | 64.84%-51.7pp | 552.29%-539.1pp |
| Employer contribution / active EE | $1,175 | $5,315-77.9% | $4,675-74.9% | $4,663-74.8% |
| Participant deferral / active EE | $5,869 | $6,467-9.3% | $5,631+4.2% | $6,689-12.3% |
| Admin fee / account holder | $4,575 | $19,275-76.3% | $15,885-71.2% | $13,390-65.8% |