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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,990 | $108,897-37.6% | $100,378-32.3% | $145,877-53.4% |
| Participation rate | 80.0% | 83.0%-3.0pp | 81.5%-1.5pp | 80.3%-0.3pp |
| Annual return | 15.22% | 58.17%-43.0pp | 49.41%-34.2pp | 551.28%-536.1pp |
| Employer contribution / active EE | $16,554 | $4,420+274.5% | $3,942+319.9% | $4,663+255.0% |
| Participant deferral / active EE | $9,394 | $8,455+11.1% | $8,087+16.2% | $6,691+40.4% |
| Admin fee / account holder | $628 | $9,690-93.5% | $7,899-92.0% | $13,402-95.3% |